Intro BonusNew Offer! Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®
APR17.74% – 24.74% Variable
Recommended CreditExcellent Credit
- Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
- Earn 5x total points on air travel through Chase Ultimate Rewards®
- Earn 3x points on other travel and dining.
- 1 point per $1 spent on all other purchases
Intro Purchase APRN/A
Balance Transfer FeeEither $5 or 5% of the amount of each balance transfer, whichever is greater
Balance Transfer APR17.74% – 24.74% Variable
Foreign Transaction Fees$0
Penalty APRUp to 29.99%
Rewards & Redemption Details
With the Chase Sapphire Reserve Credit Card, you begin earning right away with 60,000 bonus points after spending $4,000 on purchases within the first three months of having the card. If you redeem your points through Chase Ultimate Rewards, it is the equivalent of $900 toward travel. After you spend your first $300 each year, you earn 5x the total points on flights, 10x the total points on hotels and car rentals, and 3x the points on your other travel. If you like eating out, this card is great, too, because you earn 3x the points on dining at restaurants, whether you are dining out, ordering in, or opting for takeout. All other purchases earn one point per dollar.
Chase also offers a few extra perks, like Pay Yourself BackSM, where you can redeem your points for 50% more when you trade them in for statement credits and use them for rotating categories. At the end of each year, Chase gives you an annual travel credit of up to $300. There are no foreign transaction fees, but many other fees with a $550 annual fee that is typical of American Express but not so much with other credit cards.
- Competitive rewards rate
- Generous introductory offer
- Luxury travel benefits
- High fees
- Excellent credit recommended